Todd Senter joined Woodard & Company Asset Management Group, Inc. in August of 2004. His primary responsibilities include fund analysis and implementing the asset allocation decisions made by the Investment Committee. Prior to joining Woodard & Company Asset Management Group, Inc. Todd worked in the property and casualty insurance industry, the last two years of which were in management. He earned a Bachelor of Science in Business Administration degree, majoring in Risk Management and Insurance, from Appalachian State University in 1996. Mr. Senter holds the Series 65 Registered Investment Advisor registration.